Need an appraisal for an FHA-backed mortgage? Call Will Murphy, AK425Will Murphy, AK425 is AK state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to get with Will Murphy, AK425, as we are approved and qualified to handle FHA reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Will Murphy, AK425 is well-trained on how to follow the rules and regulations provided. If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. If your loan is FHA certified, that means that it has been guaranteed by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the mortgage is taken care of in case the borrower doesn't pay their loan. Available to all purchasers, FHA loan programs are formed to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lesser income or less starting money to use as a down-payment on a mortgage are helped the most from FHA loan programs. |